What if my claim is denied?
The insurance company may deny your claim by asserting that you were not injured at work, or that your injury was caused mainly by a pre-existing condition such as arthritis or another injury.
If your claim is denied, you must request a hearing within 60 days, or you will probably lose your right to contest the denial. You can expect it to take at least four months from the date you request a hearing until the hearing date.
You will not need to worry about paying for your attorney. The insurance company will pay your attorney fee if you win, but there will be no attorney fee if you don’t win. Sometimes there are out-of-pocket expenses incurred, such as for reports from doctors or the costs to subpoena witnesses for your hearing, which will be your responsibility, win or lose.
Workers' Compensation Claims
- What is a workers’ compensation claim?
- How do I get wage loss benefits?
- Can I get the medical treatment I want?
- Will my medical expenses be paid promptly?
- Who pays attorney fees?
- What if my claim is denied?
- When will my claim be closed?
- Do I have any rights after my claim is closed?
- Can my employer’s insurance company require me to be examined by the company’s doctor?
- Can workers’ compensation claims be settled?
- Do I get compensated for pain and suffering?